QQQ vs. VTSAX: The Battle Continues

Two months ago, in early November 2018, I wrote a post about maybe the gold standard among the Boglehead VanGuard worshipers might not be the absolute best index for your money.

It’s been pretty common knowledge that index investing consistently and early can grow your money tremendously and even lead you to the promised land of Financial Independence with enough time in the market. Continue reading “QQQ vs. VTSAX: The Battle Continues”

How Did I run a 6:00 Mile? I tried

Two months ago I issued an APB for my missing fitness

I had been somewhat of a wine guzzling couch potato slug with the exception of running around with my beloved dog, Banjo! in the fair weather season.  This happens with age but every so often it gets to the point of feeling exceptionally listless and it’s time to take action. Continue reading “How Did I run a 6:00 Mile? I tried”

The Financial Commandments for a Young Employee – Part 3

Last week we left off with my very subjective but sound advice for Malevolent Missy (MM), who is just starting a career.

Judging from the photo above maybe commandment 3 should be something like “get a damned haircut, hippie!”  That was the 1993 corporate challenge and I was a brand new employee around age 25.  Can you believe I ever got past the interview with that haircut? Continue reading “The Financial Commandments for a Young Employee – Part 3”

The Financial Commandments for a Young Employee – Parts 1 and 2

Just like Noah was told in some folks’ bible we have discovered a few self evident truths for those just staring out.  Obey for a better life.

I started out this series intended for a young trainee named Malevolent Missy (MM).  We work specifically at a large chemical manufacturing facility.  I’ll share my opinions in hopes that others can avoid the mistakes of my youth, which number too many to count. Continue reading “The Financial Commandments for a Young Employee – Parts 1 and 2”

Holidays and Loose Ends

Life got a little busy in the Chateau Smidlap the past few weeks

I’ve had the responsibility of training a new lab partner and molding her in my own image at ye olde J.O.B.  I laid out some career thoughts here.  It’s been interesting to think about all I could have done differently or better since I was in my 20’s in the 1990’s.  The workplace rules of thumb have changed since then but some things remain constant. Continue reading “Holidays and Loose Ends”

First Real Job as a New Graduate: Here are Some Young Employee Maneuvers

I have been tasked with training a brand spanking new lab partner, fresh from the university system.  It’s been so long since I was in that position I had to think long and hard about the basics of the workplace and sound finances for a young person. Continue reading “First Real Job as a New Graduate: Here are Some Young Employee Maneuvers”

Get Your Money Straight and Say NO to Crappy Offers

That turd-burger for $1.99 might seem like a great deal, unless it’s not what YOU want.

About 6 years ago a headhunter contacted me about a job in Erie, PA, which is about 90 minutes from where we live now.  The pay would have been a substantial raise from what I was earning at the time and I reluctantly agreed to the interview. Continue reading “Get Your Money Straight and Say NO to Crappy Offers”